Beware of Blanket Additional Insured Endorsements That Require Contractual Privity

It is a common practice in the insurance industry for a project owner to require the general contractor to provide additional insured status to other entities, such as construction managers, that do not have a direct contract with the general contractor. The decision in Gilbane Bldg. Co./TDX Constr. Corp. v St. Paul Fire & Marine Insurance Co., No. 22, 2018 N.Y. LEXIS 490 (Mar.